Hi there, I'm looking to buy a house and am focused on the back-end DTI ratio. If I were to prepay my car lease, will that still show up in the numerator?of the ratio as a monthly debt? If it wouldn't be removed immediately, is there a certain timeframe I would need to wait?after prepaying it? This is a 2nd home purchase so I'm trying to lower that ratio as much as possible in order to qualify for the amount of house I'd like to buy.
Thanks in advance!
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2 hours ago - US
Source: http://www.zillow.com/advice-thread/Debt-to-income-ratio-prepaying-car-lease/461111/
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